What is Park Home Insurance?
Park Home Insurance is a special type of policy designed to cover things like vandalism and weather damage to residential mobile homes.
Park homes (also known as ‘mobile homes’) are built slightly differently to brick-and-mortar homes, so you won’t be able to cover a park home with a standard home insurance policy.
Instead, a Park Home Insurance policy recognises the unique construction of a mobile home as well as the differences in ownership; for example, you could be renting the pitch that your park home lies upon.
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How much does Park Home Insurance Cost?
There isn't a one size fits all solution - Luckily we're specialists
Park home Insurance costs can vary depending on certain criteria, including:
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Location - Park homes on secure sites in areas with a low crime rate are often cheaper to insure than those which aren’t.
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Size - The larger your mobile home, the more it will cost to replace should it be damaged beyond repair, so insurers will quote a higher premium.
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Age - Older park homes will likely have incurred more wear and tear, so they’re deemed a higher risk than newer models.
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Value - Mobile homes with a high market value often cost more to insure as a result.
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Safety devices - You may be able to reduce the cost of your Park Home Insurance if you fit your mobile home with safety devices like smoke detectors and burglar alarms.
